I provide real estate services for the following cities: the South Bay Area and Beach Cities, Redondo Beach, Torrance North,
South, West, and East, Torrance PO, Gardena, Hawthorne, Harbor City,
Lomita, Carson, San Pedro, Rancho Palos Verdes, Rolling Hills Estates, and Surrounding Communities.
David LeMontree Realtor GRI
2501 W. 237th Street #C
Torrance, CA 90505
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Owning a home can be expensive: The Home Affordable Refinance Program (HARP) can help.
President Obama announced the HARP refinance program and many lenders are waiving the traditional LTV refinance requirements. With HARP 2.0, many homeowners will be able to save on the on their monthly mortgage bills and thousands over the life of their loan. By using HARP, many homeowners will be able to refinance into lower interest rate loans easily and affordably.
The payment on a 30-year $417,000 5-year Adjustable-Rate Loan at 2.25% and 70% loan-to-value (LTV) is $1593.97 with 2 points due at closing. The Annual Percentage Rate (APR) is 2.931%. After the 5 years, the principal and interest payment is $1733.15. The fully indexed rate of 3.00% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years.
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HOME? I WILL GET YOU TOP DOLLAR FOR YOUR HOME OR INVESTMENT PROPERTY.
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